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Uncategorized Really Cool Video for First Time Buyer Finance Options!
Uncategorized Great Little Video about Closing Costs for New Buyers
Uncategorized Snohomish County Realtor Food Drive! Well, while this announcement might be a wee bit premature, and I hope I don’t end up with egg on my face, but it looks like Windermere Real Estate/JS -in little old downtown Marysville, will have won the 8th straight Snohomish County Realtor’s Food Drive. All food and $$$ went to the Marysville Food Bank. […]
Uncategorized Seattle # 2 in Yahoo-Money Poised for Housing Recovery Okay, our area has fared better than many nationwide…and now Yahoo Finance has an article stating they believe Seattle is # 2 in the nation as poised for a housing recovery. Check out this article! Time always tells the story…we will just have to wait and see! http://customsites.yahoo.com/financiallyfit/finance/article-108002-2984-2-5-cities-positioned-for-a-housing-recovery
Uncategorized Professional Courtesy and Communication I believe if you treat people the way you want to be treated, it will be reciprocated. That, however, is not always true. When you look for a realtor to assist you to sell or buy real estate, you might consider the length of time it takes them to return your calls or e-mails, and […]
Uncategorized New Used Book Store in Marysville From time to time, my friends and clients will start a business and I want to trumpet their fabulous ideas! The Cartwrights, Adam and Sierra, have started a new used book store in Marysville, adjacent to and just south of Cristiano’s Restaurant in the Safeway Plaza on the corner of Grove and Old Highway 99. […]
Uncategorized I don’t want people to starve! The 2009 Snohomish County Realtor Food Drive has begun. Please bring your food items and/or cash into our office and help us win the Food Drive for the 5th Straight Year! Just bring in your stuff, if you need me to pick it up, let me know. We are in some seriously tough times in […]
Uncategorized Potential Change in FHA Regulations! Hello Buyers-if you think having to save for 3.5% for a Federally Insured FHA loan is tough, there is currently a bill in Congress that will require a 5% down payment for FHA. This means to me that you should run not walk to purchase a home as quickly as you can qualify and find […]
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Uncategorized Is NOW the time to Invest in Real Estate? MSN Money says it is. Interest rates are still at historical lows or thereabouts, and you should read this article. http://articles.moneycentral.msn.com/Investing/RealEstate/its-time-to-invest-in-real-estate.aspx
Uncategorized A Short Video regarding the $8,000 Tax Credit! This is a GREAT VIDEO (short) of the $8,000 Tax Credit and should be watched by anyone looking for a home and wondering if they qualify. Washington Realtors have produced this video and the video will guide you to their link for more information. http://www.youtube.com/watch?v=qIVb2ordwNQ Remember, I work from mid-Skagit County South to Seattle, East […]
Uncategorized IRS Rules for Debt Forgiveness on a Short Sale This article will apply to you if you have sold a home as a short sale, meaning you owed more than what your home was worth at the time of sale. In years past, the difference could have been considered as taxable income. Now there is some tax relief for those individuals as outlined in […]
Uncategorized New Data on Housing Market Indicates we’re Bouncing on the Bottom Depending on your neighborhood, you may have noticed home sales improving and you’ve certainly read about those facts. We’re still a ways from the absolute bottom and stabilization in my opinion. Despite the fact that home sales have increased in the 2nd Q of 2009, still, we’re waiting to see that kind of improvement in […]
Uncategorized IRS Rules for First Time Buyer Credit The IRS has these rules posted on their website, but I thought the new buyers out there would want to see them! Check this link out. http://www.irs.gov/newsroom/article/0,,id=206293,00.html
Uncategorized And these are the rules for that Tax Credit Borrowing Situation! http://moneyfeatures.blogs.money.cnn.com/2009/06/02/fha-backs-away-from-no-down-payment-loans/ Here is how HUD decided those funds could be used. The problem as they see it and it is understandable, is that they want buyers to have a financial stake in their property. Follow the the link for specifics………….
Uncategorized $8,000 Tax Credit Could be Used for Down Payment…In Advance! Check out Saturday’s article in the Seattle Times regarding FHA’s recent approval of the u se of the $8,000 Tax Credit as a loan against the tax credit on your tax return for first time buyers. First time buyers is defined, in this instance, as buyers who haven’t owned a home in 3 years. http://seattletimes.nwsource.com/html/realestate/2009279540_taxcredit30.html
Uncategorized State To Provide $8000 towards first time Buyer Down Payment Through 12/31/09! Hooray, the Washington State Legislature has passed a budget amendment that has been sent to the Guv for signature. This amendment would allow first time buyers to “borrow” their downpayment of up to $8000 from the State of Wa, then pay the State back from their Tax Credit of $8,000 offered up by the Feds! […]
Uncategorized Sales are Starting to Increase! Holy smokes, the last time I posted was darned near a month ago. Yes, I’m still working hard! The market is starting to see changes….pending sales are starting to occur…in N Snohomish County homes priced under $300,000 are selling, especially if they are priced right and presented well. It’s a tough market for pricing due […]
Uncategorized Excise Tax no longer Due on Short Sale Differences This is really fabulous news. The Washington Association of Realtors worked with Washington State to change the law that had been requiring that people who had to sell their homes for less than market value pay excise tax of 1.78% on the difference. So, if your home was sold for $50,000 less than it was […]
Uncategorized Housing Recovery Plan for Struggling Homeowners President Obama and Congress have put together a plan to keep struggling homeowner’s in their homes under certain conditions. The purpose of this plan is to allow note holders of existing mortgages re-finance the existing mortgages to levels that the home owners can afford. The position statement ( I’ll call it that for lack of […]
Uncategorized Housing Starts Up-Hope Sings! Okay, maybe hope doesn’t sing. This is a market rife with opportunity for Buyers and Buyers haven’t been able to truly maximize their potential for years and years and certainly not for such an extended time. This is the time. Interest rates today for a 30 year fixed loan are at historical lows…under 5%. There […]